Medicare or private insurance?

if still working after turn 65 (or spouse still working) company 20 full-time workers , health insurance them, may not need of medicare when turn 65. can delay parts of medicare, , them later on when retire, or if lose job-related insurance. if dont take medicare @ 65, pay higher premium later on.

i have anthem blue cross private insurance. turn 65. have drop private insurance , switch medicare? prefer keep private medical.

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