What business model does a bank that offers loans adopt?


loan loan no matter thing differs interest rate pay on
mortgages secured on property rates quite low remember bank of england rate
mere 0.5% , mortgage rate around 5% give or take personal loan rates higher 20% , upward pinching money more or less , less scrupulous ones paydays go 1000s% , more there's not model in trouble when in debt , loads can't pay have right debts off banks have become reluctant , paydays step in don't care make can afford chasing around , harrying entering peoples accounts there have caring , money poor bedfellows

having trouble outlining business model company use while offer loans online.

not mean of payday loans or short-terms loans etc. mean models such merchant model or auctions model.

appreciated!


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